SME Credit Risk

About you

• You’re a go-getter with mad juggling skills (or multiple hats) who can thrive in a fast-paced, agile environment.
• You have a strong thirst for knowledge and are driven to find solutions that don’t exist yet.
• You are comfortable with ambiguity and extremely resourceful (in your past life you could’ve been a detective)
• You always find a way to get things done without sacrificing the quality of your work, integrity and values. No task is off limits for you.
• You are humble and prioritize the success of the team over your own with an eagerness to help those around you.
• You don’t shy away from challenges and have the ability to bounce back from setbacks.

About This Role

• Analyze the purpose of the credit application whether it is in accordance with the proposed facility.
• Checking the National Blacklist (DHN)
• Check the completeness of debtor data such as KTP, Family Card, Marriage Certificate, NPWP (SIUP for self-employed debtors), PBB, accounts for the last 3 months.
• Analyze whether the account matches the debtor’s profile.
• Analyze the collectability of debtors in other banks.
• Provide comments on the results of the analysis based on all data that has been checked.
• Receive and check credit applications from the Account Officer.
• Verify the survery memo report with data related to credit applications.
• Analyze the overall credit application based on existing data.
• Looking for data related to industrial businesses run by prospective debtors.
• Provide recommendations to the credit committee as material for consideration by the credit committee.
• Make a recap of incoming credit applications.

What is required and what we’re looking for

· Bachelor’s degree of any major.

· Preferably 2 years’ experience of SME Credit Risk.

· Excellent interpersonal skills.

· Detail oriented and have the ability to analyze a submission document.