Secured Loan Policy Analyst (VP)

Website UOB


About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices.

Our history spans more than 80 years. Over this time, we have been guided by our values — Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Descriptions

∙ Responsible of Secured credit policy review, alignment and fine tuning in supporting business growth.

∙ Ensure appropriate and timely approval and validation of product programs, policy exceptions, and credit policy.

∙ Perform ad-hoc analysis and on-going portfolio review to understand market dynamics in ensuring portfolio is as per risk appetite target and triggers.

∙ Monitor portfolio performance against benchmarks and early indicators, perform in-depth analysis on observation, and provide escalations to senior management both in Risk and Business.

∙ Ensure Compliance to Group policies, local policies, and local regulations for all programs.

∙ Liaise with stakeholders to roll out approved credit policies and evaluate their effectiveness over time (Business, Approval, Operations etc).

∙ Work together with Risk partners and Business team to ensure smooth execution on program initiatives.

∙ Implement prudent Test & Grow strategies optimize portfolio risk and returns.

∙ Responsible as LRCM (Line Risk Control Manager) for secured department.

Job Requirements

∙ Bachelor’s degree with minimum 10 years’ experience in banking industry, especially in Secured policy.

∙ Have good knowledge in Housing loan Industry in Indonesia, experience in dealing with matrix reporting, understanding of regulatory landscape will be an advantage.

∙ Familiar with portfolio monitoring and segmentation strategy.

∙ Analytical mind with sound business acumen, highly meticulous and self-motivated. A strong relator with good communication and presentation skill (verbal and written).

∙ Proficient in using SAS/SQL, Decision Tree, and MS Office (especially excel).

∙ Detail and process oriented.

∙ Excellent verbal and written skills in English.

∙ Team Player and work well with others.

Be a part of UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate’s age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

Apply now and make a difference.

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