Credit Analyst Lead

Website Amar Bank

Banking

Responsibilities

  • Evaluate the creditworthiness of potential clients based on their financial condition, credit history, business condition, capacity, and other relevant parameters
  • Prepare reports showing an analysis of the risks in granting credit, including credit information, business analysis, and credit decisions or recommendations
  • Monitor the asset quality of the company’s portfolio continuously by tracking and analyzing credit performance and trends
  • Assist in formulating credit policies and procedures to optimize business profitability while maintaining credit risk within acceptable parameters
  • Stay abreast of industry trends, market conditions, and regulatory changes that may affect a potential client’s creditworthiness
  • Assist in negotiating credit terms and conditions with new and existing clients
  • Maintain accurate and current credit files and documentation

Requirements

  • Bachelor’s degree Minimum of 3 years of experience in a credit analyst or related role
  • Strong analytical skills with experience analyzing complex problems
  • Excellent problem-solving and critical-thinking skills
  • Strong communication and presentation skills, with the ability to effectively communicate with senior leadership and stakeholders




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