Credit Analyst Lead
Responsibilities
- Evaluate the creditworthiness of potential clients based on their financial condition, credit history, business condition, capacity, and other relevant parameters
- Prepare reports showing an analysis of the risks in granting credit, including credit information, business analysis, and credit decisions or recommendations
- Monitor the asset quality of the company’s portfolio continuously by tracking and analyzing credit performance and trends
- Assist in formulating credit policies and procedures to optimize business profitability while maintaining credit risk within acceptable parameters
- Stay abreast of industry trends, market conditions, and regulatory changes that may affect a potential client’s creditworthiness
- Assist in negotiating credit terms and conditions with new and existing clients
- Maintain accurate and current credit files and documentation
Requirements
- Bachelor’s degree Minimum of 3 years of experience in a credit analyst or related role
- Strong analytical skills with experience analyzing complex problems
- Excellent problem-solving and critical-thinking skills
- Strong communication and presentation skills, with the ability to effectively communicate with senior leadership and stakeholders