Acquisition Unsecured Policy Loan Analyst (AVP)

Website UOB


About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices.

Our history spans more than 80 years. Over this time, we have been guided by our values — Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Descriptions

∙ Ensure appropriate and timely approval and validation of product programs, policy exceptions, and credit policy.

∙ Monitor vintage performance against benchmarks and early indicators, perform in-depth analysis on observation, and provide escalations to senior management both in Risk and Business.

∙ Pro-actively engage and partner with the business, ops and risk counterpart, in providing reports, analytics and recommendations to support business initiatives, operational overview and growth opportunities as per risk appetite.

∙ Manage policies ensuring adherence to same in the areas of underwriting and end-to-end operations.

∙ Ensure Compliance to Group policies and local regulations for all local policies and programs.

∙ Implement prudent Test & Grow strategies optimize portfolio risk and returns.


∙ Bachelor’s degree with minimum 5 years’ experience in banking industry.

∙ Having good knowledge in unsecured lending landscape, experience in dealing with matrix reporting, and understanding of regulatory landscape will be an advantage.

∙ Have advanced analytical and quantitative skills.

∙ Demonstrate clear and concise written and verbal communication. Good command in both written and spoken English.

∙ Proficient in using SAS/SQL, Decision Tree, and MS Office.

∙ Highly attentive to detail and process oriented.

∙ Team Player and work well with others.

Be a part of UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate’s age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

Apply now and make a difference.

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